Goran Vasilev, Ph.D is Assistant Lecturer at the UACS School of Business Economics and Management. His other working engagements include the position of CEO of the Financial Institution Digital Finance International, since the year of 2017. He obtained his PhD degree in Banking at the University “Ss. Cyril and Methodius”, Skopje and earned his MBA degree in General Management at the City College, Thessaloniki, affiliation of the University of Schefield, UK, . Goran Vasilev earned the BA in Financial Accounting Management degree at the Faculty of Economics, University “Ss. Cyril and Methodius”, Skopje, Macedonia.